Category Archives: business & career

What Can a Collection Agency Do to Help You Collect on a Bad Check?

As a small business owner, you depend on your cash flow to cover all the expenses related with operating your business. With out adequate cash flow, you may find yourself struggling to pay your employees, your vendors, your suppliers, and even your lease. Negative cash flow can seriously impact your business to the point that it may even force you to go under.

One of the best ways to ensure positive cash flow is to keep your clients on top of their invoices and encourage them to pay on time. Unfortunately, many customers not only fail to pay on time, but may even issue you bad checks that end up bouncing when you try to cash them at the bank.

In cases like these, you will want to first get in touch with your customers to inform them that their check did not go through. Many times, this is an honest mistake that was never intended to be made, in which case the customer may willingly pay in another way to make sure you get the money you rightfully deserve.

Other times it can be downright difficult to get your customers to pay up, which will force you to have to take different measures to get your money.

The good news is that you can partner up with a collection agency who will be able to help you recover the funds that didn’t come through because of a bounced check. Your debt collector will get in touch with your customers via letter or phone call and attempt to convince them to pay back what they owe. If this fails, the small business collection agency will look even deeper into contacting them by using computer software and even going so far as to using a private investigator.

Collection agencies may also conduct searches for a debtor’s assets, including things such as their bank accounts, to determine the person’s ability to repay. Any delinquent debts may even be reported by the debt collector to the credit bureaus to entice consumers to pay back their debt, since delinquent debts can be very damaging to a person’s credit score.

Collectors agencies may also get in touch with delinquent borrowers who already have had a judgment made against them, which means the court has ordered the individual to pay back a specific amount to a certain creditor. Even if a creditor wins a judgment, it can be challenging to collect the funds. Creditors hire collection agencies to do this work for them, which can involve putting levies on the debtors’ bank accounts or cars, garnishing their wages, or even placing a lien on their home.

When your business is suffering because of customers issuing bad checks, a collection agency can be your greatest ally in getting back the money you deserve and need to keep your business in operation.

3 Qualities to Look for in a Refrigerator Repair Service

Although many of us seldom stop to consider how amazing they truly are, refrigerators are undeniably the unsung heroes of the modern-day kitchen. Without a functional fridge, it would be downright impossible to preserve a wide variety of foods for extended periods. That being the case, it behooves us to take proper care of our refrigerators by keeping them clean and having them repaired at the earliest sign of trouble. Additionally, when seeking maintenance or repairs, it pays to be selective about who you give the job to. To ensure that you wind up with a winner, keep an eye out for the following qualities the next time you find yourself in need of a refrigerator repair service.

1. Prompt Availability

When your refrigerator breaks down, it’s only natural for you to want the problem remedied as quickly as possible. Unfortunately, not all repair services are able to respond to calls in a timely manner. Suffice it to say, the longer it takes to have the problem looked at, the more food you stand to lose. As such, it’s in your best interest to limit your choices to repair services that offer prompt availability, like the foremost authority on Sub Zero refrigerator repair Key Largo.

2. Knowledgeable Staff

Any repair service you give your business to should employ technicians who are well-versed in a wide variety of refrigerator problems. This ensures that any issue affecting your fridge will be promptly diagnosed and tended to. Working with seasoned pros also reduces the likelihood of misdiagnoses and reoccurring problems.

3. Willingness to Stand by Work

A willingness to stand by one’s work is a staple of a dependable refrigerator repair service. If a problem reoccurs shortly it’s supposedly been fixed, the most likely culprit is a faulty repair job. In this situation, it’s important for a repair service to stand by its work and tend to the issue at no additional cost. The last thing you want is a company that refuses to take responsibility for any mistakes their technicians make.

In the absence of a working fridge, most of us would have to go food shopping on a daily basis. Unfortunately, until a refrigerator breaks down, many people fail to realize just how important this appliance is. In the interest of providing your fridge with top-tier repairs and maintenance, remember to look for the previously discussed qualities in your next repair service.